Planning tools
Start with the Financial Planning Organizer. Unlock the public calculators and planning guides with your name and email. All of it is educational, not advice.
The organizer opens in a new tab. Fill in what you have, then bring it to a conversation with Rusty if you want help making sense of it.
Detailed fact finder
The PreciseFP organizer collects the facts a real plan needs: the business, the household, taxes, insurance, and the goals sitting on top of both.
Fill in what you have. Come back for the rest.
A complete fact finder before the first planning meeting
Start Your Free Financial Planning OrganizerEnter your name and email to unlock each calculator. They open on Investor.gov, the IRS, and Schwab. They are educational only and are not Vital tools or tax advice.
Public calculator
A Charles Schwab educational calculator that compares keeping a traditional IRA with converting to a Roth, including an estimate of taxes you might owe if you convert.
Source: Charles Schwab
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Public calculator
The SEC Investor.gov compound interest calculator shows how an initial amount, monthly contributions, and a rate of return can grow over time.
Source: Investor.gov
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Public calculator
The IRS Tax Withholding Estimator helps you see how federal withholding and tax rates may apply to your wages, pensions, or other income. It does not replace a tax return.
Source: IRS
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Enter your name and email to unlock each PDF. Mark it up, then bring questions to a discovery call if you want a second set of eyes.
Clear comparison of Solo 401(k), Safe Harbor 401(k), traditional 401(k), Profit Sharing, SIMPLE IRA, and SEP IRA: contribution limits, eligibility, testing, loans, Roth options, and deadlines.
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A plain-language summary of common trust types, formation, modifications, and when a revocable or other structure usually belongs in a plan.
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A decision guide for whether a distribution from a traditional IRA is likely to be penalty-free, including exceptions and pro-rata rules.
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Questions that help you decide whether a Roth conversion fits your retirement income plan, tax picture, and five-year rules.
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These tools and guides are for educational purposes only and do not constitute personalized financial, tax, or legal advice. Please consult a qualified professional for advice specific to your situation.
Bring an organizer or a calculator result to the discovery call. If the numbers suggest a different first step, he will say so.
