Free tools & resources
Start with a free financial snapshot or a detailed planning organizer. Download a guide. Then use a checklist if you want something to keep on your desk.
The PreciseFP fact finder is the most useful first step if you want a real planning conversation. The eMoney snapshot is faster if you just want to know whether you are roughly on track.
Detailed fact finder
The PreciseFP organizer collects the facts a real plan needs: the business, the household, taxes, insurance, and the goals sitting on top of both.
Fill in what you have. Come back for the rest.
A complete fact finder before the first planning meeting
Start Your Free Financial Planning OrganizerFree financial snapshot
A short eMoney snapshot for owners and 1099 workers who want a first look at cash flow, savings, and whether the current path can fund the life they are building.
About 10 minutes
A simple on-track picture you can bring to Rusty
Am I On Track? Free Financial SnapshotWhite-labeled planning guides. Open each PDF, save it, and mark up the questions that apply to your household, or your business, if you have one below.
A plain-language summary of common trust types, formation, modifications, and when a revocable or other structure usually belongs in a plan.
A decision guide for whether a distribution from a traditional IRA is likely to be penalty-free, including exceptions and pro-rata rules.
Questions that help you decide whether a Roth conversion fits your retirement income plan, tax picture, and five-year rules.
A comprehensive checklist covering long-term goals, tax issues, insurance, succession planning, entity choice, hiring, benefits coordination, and more, tailored for business owners and independent contractors.
Side-by-side comparison of Traditional Defined Benefit, Cash Balance, Target Benefit, and Money Purchase plans: eligibility, contributions, limits, vesting, PBGC insurance, and deadlines.
Clear comparison of Solo 401(k), Safe Harbor 401(k), traditional 401(k), Profit Sharing, SIMPLE IRA, and SEP IRA: contribution limits, eligibility, testing, loans, Roth options, and deadlines.
These tools and guides are for educational purposes only and do not constitute personalized financial, tax, or legal advice. Please consult a qualified professional for advice specific to your situation.
Open each resource below. Bring questions to a discovery call if you want a conversation. No product pitch.
A one-page structure for connecting cash flow, taxes, investing, and the life you are trying to fund.
Stop chasing vague “someday” targets. This is the worksheet we use to turn money, time, and retirement into goals you can actually fund.
The contribution limits, brackets, and thresholds that quietly change every year, and quietly change what you can keep.
Retirement is not a date on a calendar. It is a stack of decisions most people postpone until the paycheck is already gone.
Wills, trusts, and beneficiary forms go stale while life keeps changing. This review shows what to look for before a crisis does.
Educational articles for coastal New England business owners and households.
The retirement plan you can offer your team — and yourself — with CPA-aware design notes for New England owners.
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What to do the week after a large closing wire: reserves, tax timing, and a written policy — no return promises.
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Asset location, concentrated positions, and multi-state New England tax coordination — with your CPA.
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Next-generation vs outside sale, merit, governance, and how the household gets paid after the handoff.
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These tools and guides are for educational purposes only and do not constitute personalized financial, tax, or legal advice. Please consult a qualified professional for advice specific to your situation.
A discovery call with Rusty is confidential, fiduciary, and pressure-free. Bring the mess. That is the point.
